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Good health is a gift which each one of us should be grateful for and should learn how to maintain it to the best of our ability and keep it going for as long as possible. What we make of our bodies is left up to us we can either cherish it and make it more beautiful and strong or ill treat it and loose out on our faculties. Life can be very enjoyable if our health is good and we can enjoy it to the fullest. To keep us in good stead we have to work out a plan and maintain it so that we do not let ourselves loose the discipline which good health requires.

We have to plan our routine according to our life style and make it most convenient so that it does not come in the way of our other work areas and priorities. Fit in exercise at a time when there would be least disturbance and when one could work out without interruptions in the middle, which would get us out of the mood to continue with it. Make sure the daily chores which are your responsibility are out of the way, there is someone to answer the phone and the door bell and get going with your fitness regime.

Make your workouts enjoyable and not a drudgery. Put on some peppy music and dance to it and work off the calories in this fun way and you will not realize how the time flies by!

I am a freelance and blogger (http://www.cdisol.com/) and I posting this article with a view to create awareness among people. If you want know more you can come and visit http://www.cdisol.com/ where more information is given. Hope you learn more at cdisol.com.

Hoodia

There are two main aspects to the idea of health, which are physical and mental. It is highly important that you ensure you are taking good care of both of these aspects in order to maintain a healthy lifestyle.

Physical health revolves around upholding good bodily health, which comes as the result of regular exercise, proper diet and plenty of rest. The well being of your physical health is the capacity of the heart, blood vessels and lungs as well as your muscles to function at optimum efficiency. Physical fitness can be divided into five categories, which are aerobic fitness, muscular strength, muscular endurance, flexibility, and body composition. Physical fitness can also be used to prevent or treat chronic health conditions, which can be brought on by unhealthy lifestyles or aging as well as other implications but in order to maintain the physical side of your health it is important to stay healthy by partaking in physical activity. This is because of the following:

It reduces your risk of heart disease, stroke, high blood pressure and cancer

Exercise reduces your risk of bone and joint problems

It helps you manage your weight

Prevents and controls diabetes.

Can make you feel happier

However in order to see the best results from your physical activity you need to do at least 30 minutes of moderate activity for five days a week. To help aid you with the physical aspect of your health you also need to remember that nutrition is just as important as exercise to your health and when you are partaking in an ongoing form of exercise it is important to have a good diet to ensure that the body has the correct ratio of macronutrients whilst providing ample micronutrients, in order to aid the body with the recovery process following strenuous exercise.

When it comes to the mental side of your health; it highlights your emotional well being as well as the capability to live a full and creative life. The term mental health is used to describe a level of cognitive or emotional well being or the absence of a mental disorder. Mental health may include an individual's ability to enjoy life and procure a balance between life activities and efforts to achieve psychological resilience.

Emotional wellbeing is about how we feel, think and behave. No one feels blissful, positive and sensible all of the time but if your generally in a good state of mind it becomes easier to cope with life and looking after your state of mind is just as important as taking care of your body, even though most of us deal with the physical aspect of our health better than the mental.

An example of bad mental health is stress. Stress can have a high impact on your mental health and prolonged stress can have a negative impact on health by, for example, weakening your immune system. To help aid your mental health you should undertake stress management by either reducing your stress or increasing your intolerance towards it. One of the best ways of doing this is through relaxation techniques.

By improving both your physical and mental health you are combating the effects of disease and prolonging your life expectancy. Looking after your physical and mental health is an issue that shouldn't be taken lightly so it is important you do everything you can to keep your health in the best shape that you can.

Helen is the web master of Medicalley, expert advisers in all aspects of Health and Health Insurance

Please feel free to republish this article provided a working hyperlink remains to our site.

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Social Security Administration's Definition of Disability

The Social Security Administration has some qualifications to be considered a disability. To be defined as a disability, two conditions must be met:

1. The person is unable to do the work for which the disabled person is suited making at least $900 gross income per month (known as a Substantial Gainful Activity or SGA)

2. The condition has lasted continuously or is expected to last continuously for at least one year or will probably result in death.

Disabilities that meet these two requirements can be either mental or physical in nature or a combination of both types. The particular disability doesn't matter as long as the two requirements are met.

Social Security defines disability for these purposes to be a total disability, not a partial disability. The person applying for benefits must be considered completely disabled.

How is Ability to Do Work for Which You are Suited Determined?

In order to determine if you are unable to work, the Social Security Administration looks at two things:

1. You must be unable to perform the type of work you did for the past 15 years for a year or longer

2. You must be unable to perform any other type of work for which you are qualified

Other work for which you are qualified refers to work to which you could reasonably transfer your skills and is based upon your age, education, work experience, and any mental and/or physical limitations that you may have.

Time and Age Limits

There is no set length of time you can accrue benefits. As long as you meet the requirements of having a disability, you will receive Social Security Disability benefits.

There is no set age limit to receiving benefits. Once you reach age 65, however, your benefits will automatically convert into retirement benefits.

Earliest Time You May File a Claim

You must be disabled for five months prior to filing a claim. This is because benefits don't accrue until six months after the date of onset of your disability. The date of onset is the date when you were first unable to perform your work.

As you can see, what is considered a disability is a complicated definition. You may want to get help from a qualified attorney to assist you in the application process. Orlando Social Security Disability attorneys from the firm of Best & Anderson have a lot of experience helping people get the disability benefits they deserve.

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Health insurance companies face increasing pressure to stay competitive in todays marketplace. Having a competitive stance goes beyond offering affordable health benefits packages it also involves having superior service, such as an efficient
billing and enrollment process, that provides a hassle-free experience for customers.

The majority of billing and enrollment tasks involved in administering your health benefits plan are the responsibility
of your health insurance carrier. However, understanding the role you or your companys benefits administrator plays in maintaining a current enrollment roster is integral to establishing a positive working relationship with your health insurance carrier.

Carefully reviewing your roster, making changes in a timely manner and understanding your carriers retroactive change policy will help ensure accurate billing and that your employees receive access to covered services.

Review your membership/enrollment roster.

Typically, your monthly health insurance invoice will include a membership or enrollment roster that indicates the current number of covered employees and their dependents. Review this roster carefully and communicate any discrepancies.

Notify your carrier of membership changes.

Throughout the year, it may become necessary to make changes to your companys enrollment roster you hired a new employee, an employee had a baby or someone left your company. Whether
you are adding or removing individuals, reporting these changes in a timely manner will help ensure that they are reflected
on your next monthly bill.

Understand the importance of effective dates.

When making a change to your companys membership roster, its important to clearly indicate the date the change should take effect. Furthermore, when adding an employee and/or a dependent,
inform your health benefits company prior to the effective date. This enables your carrier to complete the entire enrollment process and helps ensure that the new member has access to covered health care services by his or her effective date.

Understand retroactive additions and terminations.

Retroactive additions and terminations are membership changes that are communicated after the effective date. Most health benefit companies have restrictions on how long employers have to make a retroactive change and also have policies about the types of documents that must be submitted with the request.

The process of making enrollment changes varies from company to company the above tips should only serve as a guide. Be sure that you or the companys benefits administrator know your
health insurance carriers specific policies. Knowing the process and how to navigate the system will help both companies
yours and your health insurance carrier achieve the mutual goal of providing your employees with a positive and hassle-free health plan experience.

KRIS HAMMOCK is senior director of enrollment and billing for VISTA, a health benefits company headquartered in South Florida with more than 300,000 members. She spearheads the commercial enrollment and billing operations for the company. With 14 years of health insurance experience, Hammock has been involved in various aspects of the industry, including claims, customer service and utilization management. Reach her at http://www.vistahealthplan.com

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Healthcare is one of the biggest problems in the country. Every day, millions of Americans are going without quality healthcare. This report will address the problem and show you a simple solution to get immediate savings on many of your medical and dental expenses, even if you are uninsured or underinsured.

If you watch TV, read the newspapers, or surf the internet, youve seen the topic of healthcare in the media. It seems theres something in the media every week about the topic of healthcare. The United States of America has one of the best healthcare systems in the world and yet so many people in this country go without quality healthcare.

Its getting harder and harder to afford good healthcare

Recent studies show that there are 44 million Americans with no health insurance. In addition to this, there are 70 million people that are underinsured. The federal government is constantly working to solve this growing problem, but unfortunately, it increases year after year.

The federal healthcare plan never got off the ground

The best effort so far was an attempt to create national healthcare for all Americans. Congress refused to approve this proposal and the issue has been on the shelf for several years now. Maybe one day a national healthcare system may surface, but no time in the near future.

Then individual States tried to fix the healthcare system

After the federal governments attempt to regulate healthcare was placed on the back burner, more states created their own state-specific healthcare regulations. Today, there are hundreds of regulations nationwide for healthcare. The more regulations each state requires, the more the cost for health insurance goes up, making it harder for people to afford.

Over 1 million people filed bankruptcy in 1999... 40% of them were related to medical bills!

Just two years before, in 1997, only 28% of the bankruptcies were related to medical bills. Whats happening here folks? Why the dramatic increase of bankruptcies due to medical bills? Why is this happening in a country that has one of the best healthcare systems in the world?

The uninsured vs. the underinsured

Harvard law professor, Elizabeth Warren, did a study about the rise in bankruptcies due to medical bills. The results of this study revealed that most of these medically related bankruptcies were filed by people who actually had health insurance.

She stated that underinsurance was a far bigger problem, as opposed to people who were not insured. No health insurance plan is designed to pay for everything. There are always limitations, exclusions and waiting periods that will leave you financially responsible for these out of pocket expenses. Unfortunately, many health insurance policyholders neglect to review these issues and are surprised at the time of their claims. As a result, they get whacked with an OOPS! Out-Of-Pocket-Surprise! which often means bankruptcy.

http://www.theanswerplan.biz/healthcare_crisis_in_america.html

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